Attention homeowners: Real estate appraisal services for in Cedar Rapids and Linn County
Check out the top seven reasons why IA homeowners call on Barvinek Appraisal Service:
Do you own a house in or near Cedar Rapids? Do you need help determining the price of your real estate?
We at Barvinek Appraisal Service understand the special needs of a homeowner looking for appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours. Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Barvinek Appraisal Service, we're seasoned in helping people just like you do away with unnecessary PMI insurance. Challenge Linn county's assessment of your propertyLets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Barvinek Appraisal Service is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. An efficient appraisal from Barvinek Appraisal Service can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would like to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Barvinek Appraisal Service can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home. |